We are dedicated to serving the needs of churches just like yours!
Chappell Insurance Group offers a program specifically tailored to churches. Our comprehensive product offerings, competitive pricing, and personalized service allow us the ability to design insurance coverage to meet the specific needs of your church. Please see the coverage options below.
Commercial Package Policy (A 3 year rate guarantee on the commercial package policy)
|
|
Optional Property Coverage
|
Liability Insurance Coverage
|
Optional Liability Coverage
|
|
Building and Contents
Extra Expense
Loss of Earnings
Property of Clergy
Crime (Dishonesty)
Machinery & Equipment
Systems Breakdown
|
Earthquake
Flood
Inland Marine Floaters
Musical Instruments
Pastor's Tenant Homeowners
|
Church Members and Employees
Ministers
Church Officials
Volunteers
Church-sponsored Activities
Products and Completed Operations
Personal Injury Liability
Fire Legal Liability
|
Pastoral Counseling
Directors, Officers, and Trustees
Non-Owned and Hired Automobile
Sexual Misconduct and Molestation
Cemetery Professional
Employee Benefits
Employee Practices Liability
|
Business Auto
Auto Liability
Bodily Injury and Property Damage
Medical Payments
Uninsured Motorist
Underinsured Motorist
Non-owned and Hired Automobile
Auto Physical Damages
Comprehensive Coverage including damage caused by fire, lightning, windstorm, hail, glass breakage, vandalism and theft.
Collision Coverage including damage to your vehicle from an overturn or collision with another object, such as a tree or another vehicle.
Workers Compensation
In most states, churches are required to carry Workers’ Compensation Insurance for their employees. Even where not required, workers’ compensation generally must be paid. Failure to pay state-mandated benefits can lead to costly fines or the possibility of legal action by an injured employee. Compensation and Benefits may include Lost Wages, Medical Expenses, Disfigurement, Employer’s Liability, Rehabilitation, and Survivor Benefits for Fatal Injuries.
Umbrella Liability
Most churches face the risk that their church-sponsored activities could result in serious injury to others. Umbrella Liability policies can provide an inexpensive way to achieve additional protection. Umbrella Liability Insurance is an expansion of the primary liability coverage provided by your Commercial General Liability, Directors, Officers and Trustees’ Liability, Pastoral Counseling, Business Automobile Liability and Workers’ Compensation Employer’s Liability. Your coverage can be expanded by providing higher dollar coverage amounts for claims against the church; and by providing coverage for exposures that are not covered under primary policies.
Contact us today to receive a free quote. During the quote process we also conduct an inspection of your church at no cost to you. Together we will make sure your church’s unique needs are met!